Jason Bergen

Money Concepts:

-Financial Planner
-Went to Sardis Gradded in 1991
-Origanally wanted to be a weather man
-Grew up in Shushwap
-Worked at a credit union
-Used the credit union for schooling
-Very stressed when he worked at a credit union
-Be friendly to everyone, you will probably meet them in the future
-Certified finacial planning statement
-3 partners, 4 advisors, accountent, 3 adminastrators
-Money Concepts has been in Chilliwack since 1994, he has been in since 2007

Jack Nicklaus
-No. 1 golfer from 1968 - 1977
-If you dont have a goal in mind there is no posiiblity that you will get anywher

Goals
- "A without a plan of action is just a day dream"
- Imagining what we want to happen from start to finish
-"Stick to you goals"
-People who aim at nothing will never get anywhere
-Goal Setting Works

Compunding Interests
-Rule of 72

Create Good Habits Early
-The key to gettign ahead is saving up ASAP
-Time can work for and against you

'The only thing in life is change'

'When your life moves in a different direction, make sure your pla moves with you'

Financial Goal:
1 Month: Add $300 to savings account
6 Month: Add $1500 to saving's account
Physical Goal:
1 Month: To play junior hockey
6 Month: To Bench Press 215 lb's
Dream Goal:
1 Month: To have a Car
6 Month: To have a nice Car
Educational Goal:
1 Month: Get 'A' Honours on Report Card
6 Month: 4.0 GPA in Final Report Card

Sir Ken Robinson

-new school system destroys children's creativity
-school systems make mistakes seem like a really bad thing
-lived in England and now lives in Los Angeles
-whole world engulfed in revolution
-the world revolves around getting into university
-degrees dont mean as much as they did before
-more people graduate with degree's than they did since the beginnning of history

-to personalize education in the school system we could make teacheers teach a different way like make illustrations a what not....

Sam Walton

-it is important to be frugal
-creator of wal-mart
-out grew every retail chain in america
-married an 18 year old girl
-richest retail company in the world
-was in the dusr bowl in the thirties
-discribed his parents as the two people that hated each other the most that lived together
-did alright with girls
-went into the war
-dad worked for bank and forclosed houses
-proposed to hellen
-bought a diner for $25,000
-paid off loan in three years
-1950 = baby boom
-trippled renevue in one year
-had 16 stores in 10 years
-opened up wal-mart and became in debt
-$1,000,000 in sales in one year
-by 1969 had 18 wal-mart's
-owed $2 million in debt
-opened up profit sharing plan in 1972
-took down may small individual retail stores
-set up a college fund for central american stidents
-in 1991 wal-mart became the largest retail store
-april 5, 1992 is when he passed away

Bad Experiences

-I got a coke that was a solid jell-o consistency
-I got a coke that taste like water
-billy took my pennies

Steven Brower

-Grew up in Nigeria, Africa
-Lived there for 9 years
-Parents taught/ helped kids in Africa
-Moved around often when his family moved back to Canada
-Wanted to become a teacher but then decided that he didnt want to
-Was the top student painor in all Western Canada
-Started recruiting within two weeks
-Within nine months he was the top rep in North America
- Commuted from Chilliwack to Vancouver everday for 12 years
-Took mortgage broker liscence while he was working
-Worked from home when he was a mortagage broker
-Went to every course to learn how to make a deal with mortgages
-Has 11 brokers working with him
-Doesn't get paid till the deal is done
-Helps clients find the best product for them
-Just recently bough another company consisting of 11 more brokers
-Was nominated for top 5 brokers in Canada
-Is 19th in Canada for product sold

1.Hard work/ stay positive
2.Don't give up/ mistakes are ok
3.Listen
4.24 hour time rule
5.Technology/ systems
6.Customer loyalty
7.Learn to sell
8.Courteous/ try to help
9.Planning
10.Don't procrastinate
11.Surround yourself with good people
12.Family and friends
13.Count your blessings
14.LEARN!!!

Bill Gates

-He was the richest man in the world
-He was very deterimed in school
-Had a high interest in many school subjects
-He and a friend created the most famous software company called Microsoft
-His business partner died of cancer
-Became a billionaire at the age 31
-Wasn't good a socializing
-Sold his product very well
-Was a ruthless leader of his company and would whatever it took to be better than the next competitor

Dave Thomas

- Was adopted
- Founder of Wendy's
- Born in Atlantic City
- Started career working at a restaurant
- Quit highschool to work and survive
- Worked his way up to manager of the Hobby House
- Had four kids with his wife in six years
- Named resaurant after his daughter Wendy
- Logo was taken from his daughter's face
- Wendy's took on like form it's own pioneered drive through window (improved business 50%)
- By 1978 there was 1000 Wendy's
- Beleived that everryone should work as hard as he did

Mike Kind

1.Fear of Failure
 - No. 1 key to success

2.Eyes Wide Open
 -Opportunities find you

3.Copy Cat
 -Don't be afraid to copy someone

4.Circle of Influence
 -People that you hang out with  and how they influence your descisions

5.Never Give Up
 -Never quit with what you want to accomplish

6.Never Stop Learning
 -Resources are always available to us

7.Fun Everday
 - have fun everyday! no matter what you do

Money From Nothing

JCL Golf Balls
- Jumped into various ponds at golf courses and collected golf balls
- Sold $57 worth of golf balls

Cans for Cash
-Collected cans around school
-Made $39.21

Lawn Jobs and Car Wash's
-Made $80.00

Auto Something
-Made no money but has a contract
-Contract worth $1800 for 1 year of advertisement

Holy Shirts
-Sold Various clothing
-Made 46 articles for a total of $184.00

KJA Home and Car Services
- Offered their services
-Made no money

Ticket Scalping
-Sold Tickets
-Didnt make any money

Breaktime Childcare
-Babysat kids
-Made $0

Errand Runners
-Ran errands for old people
-Made no money

T & E Recycling
-Took in cardboard and scrap metal
-Made $128.67

Green Enterprises
-Did various modding and electronic work
-Made $785

JJF Firewood
- sold firewood
-Made no money

Picking a Winner

What do I Really Like To Do?
-Hockey - open up a hockey equipment store
-Working Out - open up a gym
-Football - proffessional football coach
-Basketball - basketball instructor
-School - sell supplies
What am I Really Good At?
-School - tutoring
-Socializing - social network
-Working Out - personal training
-Hockey - hockey instructor
-Eating - open up a McDonald's
What Market Need Do I See?
-There is a market need for many new ideas